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Drivers who are Uninsured or Underinsured UIM/UM Claims

Colorado Uninsured Motorist Accident Attorneys

Top States for Uninsured Motorists

States estimated to have the greatest proportions of uninsured drivers are:

New Mexico                      29%

Mississippi                         28%

Alabama                            26%

Oklahoma                         24%

Florida                               23%

States with the lowest percentages of uninsured drivers:

Massachusetts                    1%

Maine                                  4%

North Dakota                       5%

New York                            5%

Vermont                              6%

Source: Insurance Research Council

As many as one in six U.S. drivers could be without motorists’ insurance, according to a study by the Insurance Research Council. Lingering financial problems from the economic downturn may make the situation worse, too. In some states, nearly three out of 10 drivers are uninsured, and the IRC’s research found a correlation between unemployment and lack of coverage. In Colorado, 10% to 14% of motorists are estimated to be without insurance. If you’ve been injured in an accident involving an uninsured motorist, contact a motor vehicle accident attorney for advice about your legal rights.

The Colorado uninsured motorist accident lawyers at the Law Firm of Jeremy Rosenthal know that drivers who don’t carry insurance, or whose coverage is substandard, can pose real problems for the victims they injure in accidents. When you’ve been injured and you’re facing lost income from time away from work, along with the expense of medical treatment, you need to know that financial compensation is available to you. Talk with a Colorado uninsured motorist accident attorney at the Law Firm of Jeremy Rosenthal for reliable legal advice. You may be entitled to compensation through your own insurance policy.

Even though some states mandate insurance for all drivers, motorists may not comply for many reasons. Others may have coverage, but it may not be sufficient to compensate you for the injuries you’ve suffered. If you were injured in a hit-and-run accident, you won’t know the identity of the driver and his or her insurance carrier. Uninsured motorist and underinsured motorist coverage was designed to address situations like these. If you’ve included these options in your insurance policy, then your own carrier will be responsible for damages.

Despitethe fact that you’ve purchased insurance that has uninsured and/or underinsured motorist coverage, you could encounter difficulty when you file a claim. Suddenly you find that you and your insurance carrier have opposing interests. Insurance companies want to protect their profits. That means keeping claims to a minimum and payouts low.

As the victim of an uninsured motorist, you will likely be required by your insurance company to demonstrate that the other driver was at fault for causing your injuries. In addition, you may have to present detailed medical documentation to confirm the severity of your injuries. In cases where the driver who caused the accident was underinsured, it will likely be necessary that you first collect all available benefits from that policy before you can make a claim against your own.

When you are suffering because of injuries you sustained in a vehicle accident, the last thing you want to worry about is the confusing language of insurance policies and companies that seem intent on refusing to compensate you for your pain. At the Law Firm of Jeremy Rosenthal, our Colorado uninsured and underinsured motorist attorneys are familiar with the conditions insurers impose. We know how to interpret the language of insurance policies and how to stand up to big companies’ tactics. The Law Firm of Jeremy Rosenthal’s experienced uninsured and underinsured motorist lawyers won’t back down when it comes to protecting your rights. We believe you should be able to concentrate on your recovery, and you can do just that when we represent your interests in accident cases. Don’t be lured into a low settlement or become frustrated by insurance company run-arounds. Contact our firm today and ask for a free initial consultation: (303) 825-2223.

Contact our Denver Colorado Motor Vehicle Accident Law Firm at 303-825-2223

ColoradoJusticeNow.com

Jeremy Rosenthal